Financing | Custom Closets & Home Projects | Atlantic Source
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Financing through Momnt *

No interest if paid in full in 18 months.

Pay for your custom project over time, with no down payment. See if you pre-qualify online with no impact on your credit score.

Subject to credit approval. No down payment. Deferred interest promotion: interest accrues from the date of approval at a fixed 17.99% annual percentage rate (APR) and is reversed only if the amount financed is paid in full in 18 months. Monthly interest-only payments are due during the promotion. Any balance remaining after 18 months is repaid in 84 monthly installments at 17.99% APR.

*Momnt Technologies, Inc. arranges consumer loans used to purchase goods and services from its participating merchant businesses. All loans are originated by participating financial institutions. See a list of financial institutions at momnt.com/lending-partners. Atlantic Source is not the lender.

Equal Housing Lender
$75kFinancing up to
FreeIn-home consultation
NoPressure to apply
LocalDelaware company

Get the project you want, on your timeline

A custom-built space is an investment in your home — and financing makes it easier to do it right the first time instead of settling for a smaller project or builder-grade kit.

Spread the cost

Turn the price of a full custom project into manageable monthly payments, so you can move forward now instead of waiting and saving for years.

Do it once, do it right

Financing lets you choose the materials, finishes, and accessories you actually want — rather than cutting the scope to fit a single up-front payment.

Add value to your home

Custom storage and finished window treatments are among the most-requested features for Delaware buyers — improvements that stay with the house long after the payments are done.

Three simple steps

Step 01

Book a free consultation

We visit your home, measure your space, and design a custom plan with a clear, fixed quote — so you know exactly what your project costs before you decide anything.

Step 02

Pre-qualify for financing

If you'd like to spread the cost, you can see if you pre-qualify online through Momnt in minutes, anytime, with no impact on your credit score. Or just ask during your consultation and we'll help you apply on the spot. No obligation either way.

Step 03

Approve & we build

Once you're approved and your design is signed off, we get to work — building and installing your project while you pay over time in affordable monthly payments.

Finance any of our custom work

Financing can be applied across the full range of Atlantic Source projects — whether you're organizing a single closet or finishing a whole home. If we build it, you can likely finance it.

Financing FAQ

How do I apply for financing?

You can see if you pre-qualify online in minutes through Momnt, with no impact on your credit score, so you can know your budget before we even meet. Prefer to wait? Just ask during your free in-home consultation: once we've designed your project and given you a fixed quote, we'll walk you through the options and help you apply on the spot. Applying never commits you to the project, and you can always call (302) 645-5207 to talk it through first.

How does "no interest if paid in full in 18 months" work?

It is a deferred interest promotion. Interest accrues from the day you're approved at a fixed 17.99% annual percentage rate (APR), and you make monthly interest-only payments during the 18 months. If the amount you financed is paid in full in 18 months, that interest is reversed, so you pay only what the project cost. If a balance remains after 18 months, the interest stands and the balance is repaid in 84 monthly installments at 17.99% APR. There is no down payment.

What can I finance?

Financing can be applied to essentially any Atlantic Source project — custom closets, garage organization, pantries, home-office built-ins, Murphy beds, mudrooms, and window treatments such as shutters, shades, and blinds. If you're combining several rooms into one project, we can include the whole plan, so you make one set of monthly payments instead of juggling multiple costs.

Will financing affect my project timeline?

No. Choosing to finance doesn't slow anything down. Once your design is approved and your financing is confirmed, we schedule and build your project on the same timeline as any other — most installations are completed in a single day. The payment plan simply runs in the background while you enjoy your finished space.

Is there pressure to finance?

Never. Financing is an option we offer to make your project easier to budget — not something we push. Plenty of our clients pay up front, and that's perfectly fine. Our consultations are always free and no-pressure: we'll design your space, give you an honest fixed quote, and let you decide how you'd like to pay.

Subject to credit approval. No down payment. Deferred interest promotion: interest accrues from the date of approval at a fixed 17.99% annual percentage rate (APR) and is reversed only if the amount financed is paid in full in 18 months. Monthly interest-only payments are due during the promotion. Any balance remaining after 18 months is repaid in 84 monthly installments at 17.99% APR. Checking whether you pre-qualify uses a soft credit pull that does not affect your credit score; accepting a loan offer may result in a hard credit inquiry. *Momnt Technologies, Inc. arranges consumer loans used to purchase goods and services from its participating merchant businesses. All loans are originated by participating financial institutions. See a list of financial institutions at momnt.com/lending-partners. Atlantic Source is not the lender. Atlantic Source does not make loans or credit decisions. "Single-day" installation timelines are typical for many projects but not guaranteed and vary by project scope.

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